TH
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Techie Homes

A workforce homeownership solution for the Chattahoochee Valley

25+
Homes — Pilot Phase
Phenix City
Alabama · Russell County
60–120%
Area Median Income Target
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The right home
for the workforce
building this valley.

The Chattahoochee Valley is growing. Fort Moore, semiconductor manufacturers, logistics hubs, and tech employers are bringing thousands of jobs to the region. But the workforce powering that growth can't afford to own a home near where they work.

Techie Homes is the answer — a thoughtfully designed cottage-court style homeownership village specifically built for income-qualified workforce buyers. Attainable by design. Rooted in community. Built to last.

The 25-home Phenix City pilot is the first chapter of a replicable model that EM Duncan is positioning across the region — starting right here, right now.

25 homes
Pilot phase — Phenix City, Russell County
$50–100K
Predevelopment & feasibility budget being assembled now
4 sources
Funding categories: state, federal, local, and philanthropic
Replicable
Model designed to scale across the Southeast once the pilot proves out
The 25-Home Pilot Concept

A village, not just a development.

01 · Design
Cottage-Court Layout
Homes arranged around shared green space — not a traditional subdivision. A community-first configuration that creates neighborhood identity and walkability from day one.
02 · Attainability
Workforce-Priced Ownership
Each home is priced for buyers at 60–120% AMI. The own-vs-rent math is built into the project from the start — so buyers win and lenders get comfortable.
03 · Community
Workforce Target
Priority pipeline for employees of regional anchor employers — Fort Moore civilian workforce, healthcare workers, tech and manufacturing employees across Russell County.
04 · Scalability
Replicable Blueprint
The 25-home pilot is designed from the ground up to be reproduced. Every process, financing structure, and design decision is documented for rapid replication.
05 · Alignment
AHFA & LIHTC Compatible
The project is positioned to align with the Alabama Housing Finance Authority's Workforce Housing Tax Credit — opening doors to CDFI predevelopment loans and state funding.
06 · Partnership
Built on Relationships
From city hall to CDFIs to United Way of the Chattahoochee Valley, Techie Homes is being built through the same network intelligence that drives EM Duncan's core business.
Village Concept

25 homes.
One cohesive community.

The cottage-court configuration places homes around a central green — creating shared ownership of community space alongside private homeownership. It's a model that's proven in walkable urban infill contexts and adapts perfectly to Phenix City's workforce neighborhoods.

Pilot Size25 Homes
ConfigurationCottage Court
Target Buyers60–120% AMI
LocationPhenix City, AL
PhasePredevelopment
Exit StrategySold to Qualified Buyers
◈ High-Level Overview Only · Full Report Available at Meeting

A blended funding strategy —
assembled, not assumed.

Techie Homes is being capitalized through a disciplined stack of soft loans, grants, and in-kind support — not a single source. Each funding channel is strategically chosen for its alignment with the project's workforce housing mission and the regional funding ecosystem.

State — AHFA & Workforce Housing
Alabama Housing Finance Authority programs including the Workforce Housing Tax Credit and HOME Investment Partnerships are central to our predevelopment positioning and future construction financing.
Federal — USDA & CDFI Networks
USDA Rural Development technical assistance programs and Community Development Financial Institution predevelopment loan lines provide early-stage capital for feasibility, design, and entitlement work.
Local — City, County & Housing Authority
Phenix City and Russell County ARPA and HOME funds, combined with in-kind planning support from local government, form a critical layer of local validation and cost offset.
Philanthropic — UWCV & Employers
United Way of the Chattahoochee Valley and regional anchor employers are being engaged as planning grant partners and employer-assisted housing sponsors — connecting workforce need directly to project capital.
Predevelopment Budget Overview · $50,000 – $100,000 Target
Source Category
Estimated Range
Type
CDFI Predevelopment Loan
$30,000 – $40,000
Soft Loan
UWCV / Employer Planning Grant
$15,000 – $25,000
Grant
City / County In-Kind Support
$10,000 – $20,000
In-Kind
AHFA HOME (reimbursed at closing)
$10,000 – $15,000
Soft Loan
Total Estimated Predevelopment
$65,000 – $100,000
Blended Stack
Next Step

Let's schedule a face-to-face.

You've seen the outline. The full picture — site details, financial modeling, partnership structure, and your specific role in this — is reserved for a private conversation. If you're ready to explore what Techie Homes means for your organization, reach out below and we'll be in touch within 48 hours.

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